Putting wellbeing first for veterinary professionals.
As a Kiwi grown, Member-owned mutual, MAS offers trusted insurance and investment solutions for every member of the IndieVets community – be it practice owners, team members and their families too.
Explore Your Options
- Owners
- Owners, Staff & Families
Owners
HealthyPractice is a subscription-based service designed to help health professionals manage and grow their practices effectively with customised resources and expert advice. Plus, if you have Commercial Insurance with MAS, you could receive 20% off your HealthyPractice subscription. Terms and conditions apply.
MAS Business Life Plan is designed to protect business continuity by providing financial security in the event of a shareholder’s death, disablement, or serious illness. It offers modular cover options including Life Insurance, Terminal Illness, Recovery (trauma) Insurance, and Total & Permanent Disablement, ensuring funds are available to buy out shares, repay loans, or offset costs from losing a key person. Flexible features like business-event increase benefits and tailored payment options make it adaptable to your business needs, helping owners maintain control and stability during unexpected challenges.
MAS Commercial Insurance provides tailored protection for businesses of all sizes, covering assets, liabilities, and interruptions to keep operations running smoothly. Options include cover for property, equipment, and stock against events like fire, burglary, and natural disasters.
MAS helps employers with 25 employees or more offer valuable protection to their teams, strengthening staff wellbeing and loyalty. MAS offers three different employee protection solutions, each of which can be customised to your specific needs; MAS Protect – Life insurance with optional Total and Permanent Disablement (TPD) cover, MAS Protect – Recovery (trauma) insurance and MAS Protect - Income Security.
The MAS KiwiSaver Scheme is an actively managed KiwiSaver scheme that employers can confidently recommend or set as their default provider. With seven fund options the MAS KiwiSaver Scheme helps employees grow long-term wealth.
Our Business Advisory team supports MAS Members with specialist health‑sector guidance across business models, contracting, and practice ownership. Whether you’re navigating the differences between contractor and employee arrangements or considering purchasing a practice, our team provides tailored advice and resources to help you make confident, informed decisions.
Owners, Staff & Families
MAS Life & Income Insurance safeguards your financial wellbeing if illness, injury, or death disrupts your ability to work. Life Insurance provides a lump sum to support loved ones, while Income Security pays up to 75% of your income if you’re unable to practise due to sickness or injury. Additional options like Recovery Insurance and Total & Permanent Disablement cover ensure you can focus on recovery without financial stress. As a mutual founded by health professionals, MAS understands the pressures of veterinary work and offers flexible, commission-free advice to keep your protection aligned with your career and lifestyle.
MAS Home and Contents Insurance gives peace of mind for your personal space and belongings, whether you’re renting, own a home, or have a lifestyle property. House cover includes protection against fire, flood, and earthquake, with options like Full Area Replacement for complete rebuild assurance. Contents cover offers new-for-old replacement, protection for home-office equipment, and even cyber-bullying support. Automatic benefits such as lock and key replacement and credit card fraud cover add extra security.
MAS Motor Vehicle Insurance ensures you’re covered on every journey, whether commuting to clinics or responding to emergencies. Comprehensive cover includes protection for accidental damage, theft, fire, and liability, plus extras like no-excess windscreen repairs. You can choose your own repairer and add hire car cover for convenience.
MAS Investment Funds helps veterinary professionals build long-term wealth with flexibility and responsible investing. Start with as little as $500 and choose from seven actively managed funds ranging from conservative to aggressive, all designed to align with your goals and risk appetite. You can switch funds, make withdrawals, and access expert advice whenever needed.
The MAS KiwiSaver Scheme is an actively managed KiwiSaver scheme with a diverse range of funds suitable for a range of different investors.
You don’t need to be a practice owner or staff member to join MAS. Even before you enter the workforce as a student, you play an important role in the veterinary community, and MAS is committed to supporting you with the right insurance and investment options so you can focus on building your future in the industry.
Explore Your Options
Owners
HealthyPractice is a subscription-based service designed to help health professionals manage and grow their practices effectively with customised resources and expert advice. Plus, if you have Commercial Insurance with MAS, you could receive 20% off your HealthyPractice subscription. Terms and conditions apply.
MAS Business Life Plan is designed to protect business continuity by providing financial security in the event of a shareholder’s death, disablement, or serious illness. It offers modular cover options including Life Insurance, Terminal Illness, Recovery (trauma) Insurance, and Total & Permanent Disablement, ensuring funds are available to buy out shares, repay loans, or offset costs from losing a key person. Flexible features like business-event increase benefits and tailored payment options make it adaptable to your business needs, helping owners maintain control and stability during unexpected challenges.
MAS Commercial Insurance provides tailored protection for businesses of all sizes, covering assets, liabilities, and interruptions to keep operations running smoothly. Options include cover for property, equipment, and stock against events like fire, burglary, and natural disasters.
MAS helps employers with 25 employees or more offer valuable protection to their teams, strengthening staff wellbeing and loyalty. MAS offers three different employee protection solutions, each of which can be customised to your specific needs; MAS Protect – Life insurance with optional Total and Permanent Disablement (TPD) cover, MAS Protect – Recovery (trauma) insurance and MAS Protect - Income Security.
The MAS KiwiSaver Scheme is an actively managed KiwiSaver scheme that employers can confidently recommend or set as their default provider. With seven fund options the MAS KiwiSaver Scheme helps employees grow long-term wealth.
Our Business Advisory team supports MAS Members with specialist health‑sector guidance across business models, contracting, and practice ownership. Whether you’re navigating the differences between contractor and employee arrangements or considering purchasing a practice, our team provides tailored advice and resources to help you make confident, informed decisions.
Owners, Staff & Families
MAS Life & Income Insurance safeguards your financial wellbeing if illness, injury, or death disrupts your ability to work. Life Insurance provides a lump sum to support loved ones, while Income Security pays up to 75% of your income if you’re unable to practise due to sickness or injury. Additional options like Recovery Insurance and Total & Permanent Disablement cover ensure you can focus on recovery without financial stress. As a mutual founded by health professionals, MAS understands the pressures of veterinary work and offers flexible, commission-free advice to keep your protection aligned with your career and lifestyle.
MAS Home and Contents Insurance gives peace of mind for your personal space and belongings, whether you’re renting, own a home, or have a lifestyle property. House cover includes protection against fire, flood, and earthquake, with options like Full Area Replacement for complete rebuild assurance. Contents cover offers new-for-old replacement, protection for home-office equipment, and even cyber-bullying support. Automatic benefits such as lock and key replacement and credit card fraud cover add extra security.
MAS Motor Vehicle Insurance ensures you’re covered on every journey, whether commuting to clinics or responding to emergencies. Comprehensive cover includes protection for accidental damage, theft, fire, and liability, plus extras like no-excess windscreen repairs. You can choose your own repairer and add hire car cover for convenience.
MAS Investment Funds helps veterinary professionals build long-term wealth with flexibility and responsible investing. Start with as little as $500 and choose from seven actively managed funds ranging from conservative to aggressive, all designed to align with your goals and risk appetite. You can switch funds, make withdrawals, and access expert advice whenever needed.
The MAS KiwiSaver Scheme is an actively managed KiwiSaver scheme with a diverse range of funds suitable for a range of different investors.
You don’t need to be a practice owner or staff member to join MAS. Even before you enter the workforce as a student, you play an important role in the veterinary community, and MAS is committed to supporting you with the right insurance and investment options so you can focus on building your future in the industry.
Why MAS?
Trusted by professionals like you
Serving thousands of veterinary professionals across New Zealand, MAS understands the unique challenges you face. We deliver tailored insurance and financial solutions designed to support your career, your practice, and your peace of mind.
Inclusive coverage
Whether you’re a practice owner, team member, or part of a veterinary family, MAS offers cover to protect what matters most. From commercial insurance and general insurance to investments, we’ve got you covered at every stage.
Advice when you need it
Get guidance from experienced MAS Advisers who know your profession well. Get support to make confident decisions about your insurance and investments with access to personalised advice on MAS products whenever you need it.
Nothing beats feeling like a Member
As a MAS member, you’re more than a policyholder. You’re part of a mutual that puts people first, with extra benefits beyond your policy to protect your future and support your wellbeing.
Exclusive Member events
All Members have the opportunity to attend a range of exclusive in-person and online Member events across the country designed to connect, inspire, and entertain. From private movie nights for families to MAS Talks featuring influential speakers, these experiences go beyond insurance.
Free counselling support
Life can be stressful, so MAS offers three free Employee Assistance Programme (EAP) sessions to every member. These confidential sessions provide emotional, social, and practical support when you need it most.
Āki Wellbeing Hub
Your health matters, and MAS makes it simple to prioritise it. The Āki Wellbeing Hub is free for members and their families, offering tools and resources to boost physical and mental wellbeing. Explore tips, challenges, and expert advice tailored to your lifestyle.
Discounted rebuild valuation offer
We’ve partnered with Construction Cost Consultants to offer MAS Members discounted pricing on a comprehensive rebuild valuation starting as low as $500 (including GST). Available nationwide, this preferential Member pricing is a significant saving on standard valuation fees.
Community impact through MAS Foundation
When you join MAS, you’re part of something bigger. The MAS Foundation funds projects that improve health and wellbeing equity across Aotearoa. Your membership helps drive positive change in communities that need it most. From grassroots initiatives to nationwide programmes, these efforts make a real difference. Together, we’re building a healthier, fairer future for all.
Medical Funds Management Limited is the issuer and manager of the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme, and MAS Investment Funds. The Product Disclosure Statements are available at MAS KiwiSaver Scheme PDS, MAS Retirement Savings Scheme PDS, and MAS Investment Funds PDS.
MAS is a licensed financial advice provider and engages nominated representatives to provide advice on its behalf. MAS Advisers are employed by MAS and are nominated representatives for the purposes of providing financial advice. Publicly available information about the financial advice services provided by MAS is available here. MAS Advisers can provide their individual financial advice disclosure upon request.