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Security for you and your family

Planning for the worst can be a difficult conversation, but if you were seriously ill or injured or were to pass away unexpectedly, you’d want to make sure your family can still pay the bills.

Our insurance solutions can help remove your worry about your family’s financial future if something happens to you.

To make things easier, we have commission-free advisers that come to you and are available to talk at a time that’s convenient for you.

Meet young professional Chessie Nossell

An Equine Vet, Chessie holds Recovery Insurance with MAS. Chessie spoke with one of our commission-free advisers to understand her policy options, and found a policy that suits her.

When you want to protect yourself, your family, and the things you've worked hard for, we can help.

The MAS difference

Consumer People's Choice

With market-leading products and a reputation for great service, our Members have voted us Consumer NZ People’s Choice insurer five years running.

100 Years of Trust

Our Members tell us we're here for them when it matters most and our reputation for helping with claims has meant we now look after 40,000 Members and their families.

Zero Commission

Our advisers aren’t paid an incentive, which means they’re commission-free, and as a benefit of membership, their advice comes at no additional cost.

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Free EAP Counselling for our Members

Your emotional and mental wellbeing are important. We offer MAS Members three free independent counselling and support sessions through EAP Services.

Easy Claims Process

If you need to make a claim, we know that you can be experiencing a very difficult time, and we do our best to make the claims process as simple and efficient as possible.

Supporting the Health of New Zealand

We believe every person should enjoy as much good health as possible. That’s why we set up the MAS Foundation, a philanthropic arm working to make a difference in the health of people in New Zealand.

“It was really convenient for us that the MAS adviser came to our house. It’s so much easier that they were able to work around our schedule.”

Katherine Reinhold, Lawyer

Important note

Please note that certain conditions and exclusions apply to benefits described on this webpage. These conditions of cover and exclusions can be found in our policy wording. If you would like to receive a printed copy of the policy wording please contact us on 0800 800 627 or email us at

Financial Strength Ratings and Solvency

This webpage is intended as an information guide only and does not form part of the policy document or any contract with MAS. This webpage does not take into account your own personal financial situation or goals. If you would like more detailed financial advice we can get one of our advisors to contact you. Normal underwriting criteria apply for all insurance products. Special conditions and/or excesses may apply to the situations that meets your specific needs.