Why choose the MAS KiwiSaver Scheme?
Hands-on investment management
Our active approach to investing aims to outperform the market and deliver higher returns for your KiwiSaver account.
Advice when you need it
Our range of tools and nationwide network of MAS Advisers are here to help you enhance your wealth and create the financial future you want.
100% owned by our members
We're a New Zealand owned mutual that's here for our members, not overseas shareholders. When you join us, you become one of our owners.
MoneyHub's Favourite Member-Focused KiwiSaver Scheme
"MAS KiwiSaver is one of the best-kept KiwiSaver secrets, with close to $1.5 billion invested. Its early years saw it innovate and grow the pension funds of tens of thousands of medical professionals, but now it's open to every New Zealander looking for proven returns, competitive fees and highly engaging communications". - Money Hub Editor, Christopher Walsh
Choose from a diverse range of funds
Everyone has different goals and circumstances. That's why the MAS KiwiSaver Scheme offers 7 funds for you to choose from, so you can find a fund that meets your needs.
Cash Fund
Suitable for investors who require an investment with very low volatility.
No minimum suggested timeframe.
Risk indicator: 1
Conservative Fund
Suitable for investors who want to take a more cautious approach and accept a smaller amount of investment risk to potentially achieve a more stable return.
Min. suggested timeframe: 3 Years
Risk indicator: 3
Moderate Fund
Suitable for investors who are prepared to accept some investment risk to potentially achieve a moderate return.
Min. suggested timeframe: 5 Years
Risk indicator: 4
Balanced Fund
Suitable for investors who are prepared to accept a medium level of investment risk to potentially achieve a medium return.
Min. suggested timeframe: 7 Years
Risk indicator: 4
Growth Fund
Suitable for investors who are prepared to accept a high level of investment risk to potentially achieve a high return.
Min. suggested timeframe: 10 Years
Risk indicator: 4
Aggressive Fund
Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.
Min. suggested timeframe: 11 Years
Risk indicator: 5
We aim to outperform
The long-term performance of your investment funds makes a big difference to growing your savings, which is why we take an active investment approach.
Invest in the future you want
Whether you’re saving for your first home or retirement, we can help you get there by investing your money actively and responsibly.
Easy account management
It’s easy to manage your account with our MAS Investment Portal. You can see your balance, switch Funds, update your details and more.
Useful links
You can access the latest Investment Information, including quarterly fund updates which provide a detailed overview of performance fees, asset mix and key holdings for each fund.
Medical Funds Management Limited is the issuer and manager of the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme, and MAS Investment Funds. The Product Disclosure Statements are available at MAS KiwiSaver Scheme PDS, MAS Retirement Savings Scheme PDS, and MAS Investment Funds PDS.
If you would like to talk to a MAS Adviser, phone 0800 800 627 or email info@mas.co.nz.