You can contribute to your KiwiSaver account automatically through your employer, by making voluntary contributions or through Inland Revenue.

Automatic contributions

If you’re employed, you’ll make contributions to your KiwiSaver account from your salary or wages.

There are many contribution rates to choose from:

  • 3%
  • 4%
  • 6%
  • 8%
  • 10%

The minimum contribution rate is 3%.

Changing your contribution rate is easy – you’ll need to let your employer know in writing. You will need to fill in a KS2 form available from ird.govt.nz

Voluntary contributions

You can make contributions to your KiwiSaver account through online banking or Inland Revenue.

Online banking

To make a direct credit using online or phone banking, you can make deposits to this account 06-0541-0253131-00 and entering these details:

Particulars

Member Number

(you can find this on your Annual Statement or login to the MAS Investor Portal)

Code

Surname

Reference

MASKIWISAVER

Inland Revenue

You can contribute to your KiwiSaver account using the ‘Pay Tax’ option in your bank’s online banking facility.

  1. Log in to your online banking select ‘make a tax payment’.
  2. Enter your IRD number and how much you would like to contribute.
  3. Make sure the tax type is ‘KSS’.
  4. Choose period ‘0’.