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Scheduled maintenance is planned for the myMAS Member Portal and MAS Investor Portal on Thursday 19 February 2026, from 7pm to 9pm. Some features, including access to investment information, may be unavailable during this time
Protecting our Members for over 100 years
How MAS’s screening programme enabled life-saving early action
Grow your wealth and achieve your goals
The smarter way to invest your savings
Advice when you need it
Helping young people to start investing early
Member owned, NZ owned, insurance and investments
Self-service support and inspiration
Hands-on management to help grow your wealth.
Our active approach to investing aims to outperform the market and deliver higher returns for your KiwiSaver account.
Our range of tools and nationwide network of MAS Advisers are here to help you enhance your wealth and create the financial future you want.
We're a New Zealand owned mutual that's here for our members, not overseas shareholders. When you join us, you become one of our owners.
"MAS KiwiSaver is one of the best-kept KiwiSaver secrets, with close to $1.5 billion invested. Its early years saw it innovate and grow the pension funds of tens of thousands of medical professionals, but now it's open to every New Zealander looking for proven returns, competitive fees and highly engaging communications". - Money Hub Editor, Christopher Walsh
Everyone has different goals and circumstances. That's why the MAS KiwiSaver Scheme offers 7 funds for you to choose from, so you can find a fund that meets your needs.
Suitable for investors who require an investment with very low volatility.No minimum suggested timeframe.Risk indicator: 1
Suitable for investors who want to take a more cautious approach and accept a smaller amount of investment risk to potentially achieve a more stable return.Min. suggested timeframe: 3 YearsRisk indicator: 3
Suitable for investors who are prepared to accept some investment risk to potentially achieve a moderate return.Min. suggested timeframe: 5 YearsRisk indicator: 4
Suitable for investors who are prepared to accept a medium level of investment risk to potentially achieve a medium return.Min. suggested timeframe: 7 YearsRisk indicator: 4
Suitable for investors who are prepared to accept a high level of investment risk to potentially achieve a high return.Min. suggested timeframe: 10 YearsRisk indicator: 4
Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.Min. suggested timeframe: 11 YearsRisk indicator: 5
Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.Min. suggested timeframe: 12 YearsRisk indicator: 5
Invest in the future you want
The long-term performance of your investment funds makes a big difference to growing your savings, which is why we take an active investment approach.
Whether you’re saving for your first home or retirement, we can help you get there by investing your money actively and responsibly.
It’s easy to manage your account with our MAS Investor Portal. You can see your balance, switch Funds, update your details and more.
As a mutual our members are a top priority.
“MAS has given me a lot of advice over the years - great advice. They also work hard to provide wellbeing for their Members.”
Tiff Logan, Dentist
“In my 50+ years of membership, MAS has never disappointed me.”
MAS Member
“MAS has certainly made a really big effort to get us to understand more about where they are investing our money, and in particular moving into more ethical investment products.”
Anna Sullivan, Emergency Medicine Specialist
“One of the best things about MAS is that it’s a Member Society, which means I know they’re representing me, rather than looking after their own interests.”
Kristofer Fox, Teacher
You can access the latest Investment Information, including quarterly fund updates which provide a detailed overview of performance fees, asset mix and key holdings for each fund.
Medical Funds Management Limited is the issuer and manager of the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme, and MAS Investment Funds. The Product Disclosure Statements are available at MAS KiwiSaver Scheme PDS, MAS Retirement Savings Scheme PDS, and MAS Investment Funds PDS.
MAS is a licensed financial advice provider. Our financial advice disclosure statement is available by visiting mas.co.nz or by calling 0800 800 627.
Achieve your goals faster