Receive your account balance by SMS text

If you have a NZ mobile phone number, you can choose to receive your chosen MAS KiwiSaver Scheme and/or MAS Retirement Savings Scheme account balance(s) at the end of each month by SMS text. If you would like to join the service, simply text INVEST to 3118. One business day after you have registered you can also text BAL to 3118 to get your balance(s) on demand. To ensure your privacy texts you receive will not include any personal details. 

You can opt out of the service at any time by texting STOP BAL to 3118. 


When will I receive my monthly text?

You will usually receive a text on the fifth business day of each month (around 11am). This will give your account balance as at the last business day of the previous month. 

How current is the balance reported?

The text will include the date it is valid for. This may differ from what is reported in the Member section of the MAS website or the Investor Portal.

How many Members can be associated with a mobile phone number?

A single mobile phone number can be associated with multiple Members – if that mobile phone number matches our records for each Member. A separate registration needs to occur for each Member and a separate text will be sent for each registered Member. 

The terms and conditions of the service can be found below. 

If you wish to change the mobile phone number that we send the SMS text to, email us or call 0800 800 627. Changes will usually take effect within 24 hours. 

Terms and conditions

By opting in to receiving your investment balance by text and/or texting INVEST to 3118 and confirming your MAS Member number, you agree to the following terms and conditions:

  1. You are registering to receive an automated SMS text once a month with the balance of your MAS KiwiSaver Scheme and/or MAS Retirement Savings Scheme with Medical Funds Management Limited.
  2. You may at any time receive your balance when you text the word BAL to 3118.
  3. All standard data rates apply. These can be confirmed with your provider. 
  4. As at 01/07/2020 all SMS text messages are at the cost of MAS.
  5. MAS reserves the right to apply a charge to all investment balance/s SMS text messages sent and received by you. If we do so, we will give you at least 30 days' notice and you may opt out of the service. 
  6. You may deregister at any time by texting STOP BAL to 3118. This will remove your mobile phone number from the service. If more than one Member number has been registered for the service using your mobile phone number, the service will stop for all the registered Members. You can re-register a particular Member number by texting INVEST to 3118.
  7. MAS does not accept any responsibility or liability whatsoever beyond these terms and conditions. 
  8. MAS reserves the right to vary any of these terms and conditions at any time without providing notice (unless stated otherwise).

Medical Funds Management Limited is the manager and issuer of investments in the MAS KiwiSaver Scheme (the Scheme). A copy of the Product Disclosure Statement (PDS) for the Scheme is available here. If you would like to talk to a MAS adviser, phone 0800 800 627 or email