Choose the right fund for your future

At MAS we know everyone has different circumstances. That’s why the MAS Retirement Savings Scheme has a wide range of investment options to choose from – so you can find a fund to meet your needs.

Our risk profiler can help you work out the appropriate MAS Retirement Savings Scheme fund for you and your situation.

To find out more or to talk to a MAS adviser, call us on 0800 800 627.

KiwiSaver Global Equities Fund Pie Chart IllustrationGlobal Equities Fund

Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.

This Fund aims to provide higher returns over the long term. It usually only invests in growth assets.

Minimum suggested investment timeframe:  12 Years  |  Risk indicator: 5

 

 

 

KiwiSaver Aggressive Fund Pie Chart IllustrationAggressive Fund

Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.

This Fund aims to provide higher returns over the long term. It invests around 90% in growth assets and around 10% in income assets.

Minimum suggested investment timeframe:  11 Years   |  Risk indicator:  5

 

 

KiwiSaver Growth Fund Pie Chart IllustrationGrowth Fund

Suitable for investors who are prepared to accept a high level of investment risk to potentially achieve a high return.

Aims to provide strong returns over the long term. This Fund invests around 80% in growth assets and around 20% in income assets.

Minimum suggested investment timeframe:  10 Years   |  Risk indicator:  5

 

 

 

KiwiSaver Balanced Fund Pie Chart IllustrationBalanced Fund

Suitable for investors who are prepared to accept a medium level of investment risk to potentially achieve a medium return.

Aims to provide a medium level of return over the medium to long term by investing in a mix of around 60% in growth assets and 40% in income assets.

Minimum suggested investment timeframe:  7 Years  |  Risk indicator:  4

 

 

KiwiSaver Moderate Fund Pie Chart IllustrationModerate Fund

Suitable for investors who are prepared to accept some investment risk to potentially achieve a moderate return.

Aims to provide moderate returns over the short to medium term by investing around 60% in income assets and around 40% in growth assets.

Minimum suggested investment timeframe:  5 Years   |  Risk indicator:  4

 

 

 

KiwiSaver Conservative Fund Pie Chart IllustrationConservative Fund

Suitable for investors who want to take a more cautious approach and accept a smaller amount of investment risk to potentially achieve a more stable return.

Aims to preserve capital while providing a steady return over the short to medium term by investing around 80% in income assets and around 20% in growth assets.

Minimum suggested investment timeframe:  3 Years   |  Risk indicator:  3

 

KiwiSaver Cash Fund Pie Chart IllustrationCash Fund

Suitable for investors who require an investment with very low volatility.

Aims to achieve stable returns over the short term by investing in a range of cash and cash equivalent investments. 

Minimum suggested investment timeframe:  No minimum  |  Risk indicator:  1

Need more information?

You can access the latest Investment Information which provide a detailed overview of performance, fees, asset mix and key holdings for each fund.

To change your Fund visit our MAS Retirement Savings Scheme Forms.

Retirement Savings Scheme Fund Performance (as at 15 July 2021)

Unit prices and returns are after fees and before tax. Financial Year to date is from 1 April 2021. 

FUND

UNIT PRICE

MONTH to Date

1 MONTH*

3 MONTHS*

FY to date

1 YEAR*

3 YEARS P.A.*

5 YEARS P.A.*

Global Equities

2.5917

0.06%

3.65%

5.78%

5.34%

25.99%

13.18%

14.19%

Aggressive

2.4062

0.07%

3.34%

5.17%

4.86%

22.65%

11.92%

12.75%

Growth

2.2809

0.09%

3.00%

4.62%

4.43%

20.25%

11.14%

11.69%

Balanced

1.9803

0.18%

2.28%

3.45%

3.53%

15.03%

9.09%

9.26%

Moderate

1.7694

0.26%

1.59%

2.31%

2.69%

10.28%

7.14%

7.32%

Conservative

1.5520

0.33%

0.93%

1.28%

1.88%

6.21%

5.24%

5.31%

Cash

1.2238

0.03%

0.07%

0.19%

0.21%

0.91%

1.55%

1.91%

*To 30 June 2021


MAS Retirement Savings Scheme fund unit prices for the year to 15 July 2021

MAS Retirement Savings Plan fund unit price chart for the year ended 15 July 2021

Medical Funds Management Limited is the issuer of the MAS Retirement Savings Scheme.  Medical Funds Management Limited, JBWere (NZ) Pty Ltd and Bancorp Treasury Services Limited, their parent companies and associated entities do not guarantee the return of capital or the performance of investment funds. Returns indicated may bear no relation to future performance. The value of investments will fluctuate as the values of underlying assets rise or fall.

The Product Disclosure Statement for the MAS Retirement Savings Scheme is available here.

Fund Unit Price Chart for the year to 15 July 2021

The latest Investment Commentary

Report on fund performance for the quarter ended 30 June 2021


Hands holding a piggy bank

Explore our funds further

You can find out more about how the Retirement Savings Scheme works here or refer to our MAS Retirement Savings Scheme documents.


Medical Funds Management Limited is the manager and issuer of investments in the MAS Retirement Savings Scheme (the ‘Scheme’). A copy of the Product Disclosure Statement (PDS) for the Scheme is available here. If you would like to talk to a MAS adviser, phone 0800 800 627 or email info@mas.co.nz