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Protecting our Members for over 100 years
How MAS’s screening programme enabled life-saving early action
Grow your wealth and achieve your goals
From building your wealth to managing it in retirement
Advice when you need it
Helping young people to start investing early
Member owned, NZ owned, insurance and investments
Self-service support and inspiration
Turning Everyday Spending into KiwiSaver Growth
Choose the right fund for your investment.
Everyone has different goals and circumstances. That's why the MAS Retirement Savings Scheme offers 7 funds for you to choose from - so you can find a fund that meets your needs. Our Responsible Investment page guides what we will and won’t invest in.
Suits those who accept a higher level of risk to potentially achieve a higher return.
Min. suggested investment timeframe: 12 Years
Risk indicator: 5
Min. suggested investment timeframe: 11 Years
Suits those who accept a high level of risk to potentially achieve a high return.
Min. suggested investment timeframe: 10 Years
Risk indicator: 4
Suits those who accept a medium level of risk to potentially achieve a medium return.
Min. suggested investment timeframe: 7 Years
Suits those who accept some risk to potentially achieve a moderate return.
Min. suggested investment timeframe: 5 Years
Suits those who accept a smaller level risk to potentially achieve a more stable return.
Min. suggested investment timeframe: 3 Years
Risk indicator: 3
Suits those who require an investment with very low volatility.
Min. suggested investment timeframe: No min.
Risk indicator: 1
Fund
1 mth
3 mths
1 yr
3 yrs (p.a.)
5 yrs (p.a.)
10 yrs (p.a.)
Unit Price(14/08/2026)
Global Equities
Aggressive
Growth
Balanced
Moderate
Conservative
Cash
MAS Retirement Savings Scheme fund performance* as at 31 July 2026 after fees and before tax.
*Medical Funds Management Limited, JBWere (NZ) Limited and Amova Asset Management New Zealand Limited, their parent companies and associated entities do not guarantee the return of capital or the performance of investment funds. Returns indicated may bear no relation to future performance. The value of investments will fluctuate as the values of underlying assets rise or fall.
Medical Funds Management Limited is the manager and issuer of investments in the MAS Retirement Savings Scheme. A copy of the Product Disclosure Statement (PDS) for the Scheme is available here.
You can access the latest Investment Information which provide a detailed overview of performance, fees, asset mix and key holdings for each fund. If you would like to talk to a MAS Adviser, phone 0800 800 627 or email info@mas.co.nz.