Choose the right fund for your future
Everyone has different goals and circumstances. That's why the MAS KiwiSaver Scheme offers 7 funds for you to choose from — so you can find a fund that meets your needs.
Our Responsible Investment page guides what we will and won’t invest in. All of our KiwiSaver funds are independently certified, so you can rest easy knowing your nest egg is invested according to your values.
MAS KiwiSaver Scheme fund performance
| Fund | 1 mth | 3 mths | 1 yr | 3 yrs (p.a.) | 5 yrs (p.a.) | 10 yrs (p.a.) |
Unit Price |
|---|---|---|---|---|---|---|---|
| Global Equities | -1.59% | 6.23% | 17.75% | 13.75% | 8.29% | 10.91% | 3.9721 |
| Aggressive | -1.60% | 5.90% | 16.94% | 13.10% | 7.69% | 9.93% | 3.6001 |
| Growth | -1.56% | 5.07% | 14.42% | 11.87% | 6.80% | 8.85% | 3.1893 |
| Balanced | -1.49% | 3.92% | 11.10% | 9.95% | 5.31% | 7.12% | 2.6407 |
| Moderate | -1.43% | 2.72% | 7.75% | 8.01% | 3.81% | 5.39% | 2.1515 |
| Conservative | -1.33% | 1.57% | 4.78% | 6.18% | 2.42% | 3.76% | 1.7738 |
| Cash | 0.27% | 0.79% | 3.44% | 4.78% | 3.83% | 2.83% | 1.4872 |
MAS KiwiSaver Scheme fund performance* as at 31 July 2026 after fees and before tax.
On track to reach your goals?
Our KiwiSaver Retirement Calculator helps you plan for your retirement or the purchase of a first home by seeing how far from your goals you are.
Useful links
*Medical Funds Management Limited, JBWere (NZ) Limited and Amova Asset Management New Zealand Limited, their parent companies and associated entities do not guarantee the return of capital or the performance of investment funds. Returns indicated may bear no relation to future performance. The value of investments will fluctuate as the values of underlying assets rise or fall.
Medical Funds Management Limited is the manager and issuer of investments in the MAS KiwiSaver Scheme. A copy of the Product Disclosure Statement (PDS) for the Scheme is available here.
You can access the latest Investment Information which provide a detailed overview of performance, fees, asset mix and key holdings for each fund. If you would like to talk to a MAS Adviser, phone 0800 800 627 or email info@mas.co.nz.