Every piece has a story
We understand your art collection is more than decoration, it likely holds both personal meaning and financial value. That’s why protecting it from damage, loss or theft matters. With the right insurance cover in place, you can treasure your collection without worrying about what the future might hold.
Some benefits of our Contents Insurance
Pairs and sets cover
If an insured item from a pair or set is lost or damaged and can't be repaired or replaced, we'll treat the entire pair or set as a total loss so you won't have an incomplete collection.
New for old replacement value
If an insured item cannot be repaired, we'll replace it with the nearest equivalent item available that is substantially the same as the damaged item was when new*.
Transit and storage cover
Cover for your artwork while it’s in transit to a new home in New Zealand and for accidental loss by restricted perils (like fire or theft), while in a commercial storage facility.
Tips to protect your collection
1
Control the environment
Keep art out of direct sunlight to prevent irreversible fading, especially with watercolors and photographs. Maintain stable temperature and humidity levels to avoid issues like mould, avoid placing above fireplaces or in damp basements.
2
Handle and place art with care
Use professional-grade hanging systems and avoid placing art in high-traffic areas where it could be accidentally knocked. Secure items on shelves with museum wax to stop them from falling. When moving, hold by the sides of the frame.
3
Secure and maintain outdoor art
Sculptures should be anchored to a solid foundation to prevent tipping. You can also use discreet security measures like motion-activated lighting or alarms. Choose art with weather-resistant materials and do routine maintenance.
*Note this nearest equivalent item may not be better or more extensive than the condition when it was new. See policy wording for more details
This webpage is intended as an information guide only and does not form part of the policy document or any contract with MAS. This webpage does not consider your specific financial situation, needs or goals. You can find out more about financial advice at MAS. Normal underwriting criteria apply for all insurance products. Special conditions and/or excesses may apply to the situations that meet your specific needs.