A kid running to dad - MAS Life Insurance

Protect what matters most.

Imagine your family after your death. What do their lives look like? Is there a mortgage, and who will pay it? If you were the major income provider, where does that income come from now?

Life Insurance helps give your family the financial freedom to be able to make the choices you intended and move on with their lives.

What is life insurance? How much does it cost?
What does it cover? Do I need life insurance?

Why choose MAS Life Insurance?

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We pay 98% of all life claims*

Peace of mind that we’re there for you and your family when it matters most.

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100% owned by our Members

We're a New Zealand owned mutual that's here for our Members, not overseas shareholders.

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Advice when you need it

Our nationwide network of advisers are here to help protect what's important to you.

Features of MAS Life Insurance

ring special events increase life

Special Events Increase

You can increase your life cover following major life events such as marriage, having a child or getting a mortgage, irrespective of your state of health.

money terminal illness payout

Terminal Illness Benefit

If you are diagnosed as terminally ill with less than 12 months to live, a maximum of $1,000,000 of your life insurance can be paid early.

flowers advanced assistance upon death

Advanced Assistance

Our Life Insurance cover can pay up to $15,000 immediately, in advance of the sum insured, upon written notification of death.

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Recent MAS Life Claims

Life Insurance is important for people of all ages, as a wide range of unexpected events can and do occur. Here's a sample of Life Insurance claims paid by MAS between 2015 and 2023. 

What our Members say

As a mutual our Members are a top priority.

  • “Prices are very competitive with others and their policies are more comprehensive in their coverage - on top of that they put money back into the community.”

    MAS Member

  • “In my 40 years of experience with MAS, 100% of the time claims are paid out quickly and in a considerate way.”

    MAS Member

  • “I love that MAS is member owned, there are great benefits to being a member other than just the insurance.”

    - MAS Member

  • “I think MAS have a refreshing approach to insurance as a service as opposed to a privilege - the company is genuinely interested in assisting with claims.”

    MAS Member

Useful links

MAS PLP Life Insurance Policy
MAS PLP Life Insurance - Summary Guide 2023
Make a Change to a Life & Income Policy
Direct Debit Form
Claims Process - Summary Sheet
Claims Information - Statistics Sheet

*In the 12 months to 31 March 2024 we paid 98% of all life and income claims received which includes claims that were approved, declined or withdrawn. 

This webpage is intended as an information guide only and does not form part of the policy document or any contract with MAS. This webpage does not take into account your own personal financial situation or goals. If you would like more detailed financial advice we can get one of our advisors to contact you. Normal underwriting criteria apply for all insurance products. Special conditions and/or excesses may apply to the situations that meets your specific needs.