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How MAS’s screening programme enabled life-saving early action
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Turning Everyday Spending into KiwiSaver Growth
For the year ended 31 March 2026
There are several ways you can learn more about how your fund(s) are performing.
Fund updates provide information about how a fund has performed, the types of assets it has invested in, and what fees it has charged. Learn more below:
To learn more about your investment performance over time, view updates on fund unit prices and returns on our website here:
Discover the latest news from MAS and investment market updates.
This will depend on what product you have with us:
Note investors in MAS Investment Funds will also receive an Investment Summary Statement every 6 months.
The annual statements (Member Annual Statement and/or Tax Certificate) are based on data available as of 31 March 2026. If you have updated your personal details since 31 March 2026, changes will appear in next year's annual statements.
You can review and check your current account details by using the MAS Investor Portal where most investors can also make changes (including your PIR).
Log in or Register for MAS Investor Portal
Investors with an entity account (such as a trust or company) in MAS Investment Funds will need to call us to update their account details.
The annual statements are based on data held by the Administration Manager, MUFG Pension & Market Services (NZ) Limited as at 31 March 2026. If you told us to change your fund holdings and/or investment strategy after 31 March 2026, your annual statements will not reflect the changes.
You can confirm your current fund holdings and/or future investment strategy (how your future contributions are invested) by logging into the MAS Investor Portal.
Log in or register for MAS Investor Portal
Later in the year we will be retiring the MAS Investor Portal, so myMAS will eventually be the one easy place to go to manage your investments and view your statements. We will keep you updated on this change. We recommend registering with myMAS now to look around and get familiar with it.
Log in or register to myMAS
A projected retirement balance and weekly income is provided in the Member Annual Statement for the MAS KiwiSaver Scheme and MAS Retirement Savings Scheme. This is based on information as at 31 March 2026.
The projections are produced using the rules in the Financial Markets Conduct Regulations. You can find out more about projections through the FMA KiwiSaver projections.
Your statement will not include a projection if:
Weekly income is rounded to the nearest $10. If your projected balance is projected to be less than $5, it is rounded down to nil.
Projected retirement balances are rounded to the nearest $1,000. If your projected balance is less than $500, it is rounded to nil.
Tax is payable on your taxable investment income, which may be calculated differently to your investment returns. This can mean that individuals with a negative investment return for the previous financial year may still have to pay tax.
You can also find out more general information about tax on your investment product at how your investment is taxed.
If you are a non-NZ tax resident and do not qualify for a 10.5% or 17.5% PIR, your PIR will be 28%. If you have a PIR of less than 28%, you may need to file a New Zealand income tax return.
Also, if you are invested in the MAS Retirement Savings Scheme or MAS Investment Funds, and you become a non-New Zealand tax resident while investing in these Schemes, you will need to provide us with additional information on the country you are tax resident in.
The reason for this is so that the Schemes can meet their obligations under the global rules put in place to avoid offshore tax evasion, by the exchange of information between tax authorities in different overseas jurisdictions.
MAS will report certain information on reportable accounts to Inland Revenue annually, such as tax residency, account balances and returns earned. Inland Revenue then passes this information to the tax authority in the relevant overseas jurisdiction.
For more information on the Foreign Account Tax Compliance Act (FATCA) or Automatic Exchange of Information (AEOI) and Common Reporting Standards (CRS) please refer to Inland Revenue’s website Exchange of information.
If you began working for a different DHB during the year, you need to advise your new employer to start contributions. Check with your new employer whether they have made this change.
Contributions shown on your annual statement relate to the tax year ended 31 March 2026. However, the Government contribution shown on the statement is for the period ended 30 June 2025 which was calculated based on contributions received for the period 1 July 2024 to 30 June 2025. If your total income, including salary, wages, and any other earnings reached or exceeded $180,000 in the year, your eligibility for the full Government contribution may have been affected.
Inland Revenue can recover contributions made in error to your KiwiSaver account, such as overpayments by your employer. This occurs infrequently and the amounts are generally small. If you have not made contributions during the year and Inland Revenue recovers contributions from the previous financial year, your contributions may even negative. To learn more, talk to your employer.
If you cannot find the answer you were looking for, please email masinvest@linkmarketservices.com or call us on 0800 627 738.