At MAS, we help New Zealand professionals protect what matters most and grow their financial future. We offer expert advice, trusted insurance and investment solutions - whether you're building a career, a business or a life you love.
As a Member-owned mutual, we're here for the long term. We put our Members first, helping you protect your wealth and plan with confidence through:
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General Insurance: covering home, contents, vehicles, and more
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Life, Income and Business Insurance: supporting personal and professional needs
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investment options: including the MAS KiwiSaver Scheme and the MAS Investment Funds to help grow your financial future.
And, as you’d expect from a company founded by doctors, we’re community driven. Through our MAS Foundation, we also contribute to equitable health and wellbeing outcomes in our communities. We’re also proud to support Hato Hone St John, helping them deliver life-saving services and community health programmes nationwide.
Learn more about our people, the latest updates at MAS, our Financial Strength Ratings, Solvency and the MAS Future Practitioner Director Programme.
Remove the worry, grow your wealth, protect your future

We're a mutual
We’re a mutual, which means we’re owned by our Members, not shareholders, so everything we do is focused on delivering value and long-term benefits to our Members and their communities.

Expert advice under one roof
We offer insurance solutions for your home, life and business, investment options to suit your goals as well as professional financial advice to help you make confident, informed decisions.

Consumer People's Choice
We’ve been voted Consumer People’s Choice by our Members for house, contents and car insurance 9 years in a row. This is a reflection of the high levels of trust and satisfaction our Members have with us.
Member benefits
- Nothing beats feeling like a Member
Nothing beats feeling like a Member
MAS hosts a range of exclusive Member events across the country.
MAS Movie Night: A fun night for Members and their families to head to a private movie premiere across cinemas nationwide.
MAS Talks and MAS Presents: An opportunity for Members to hear from influential, interesting and inspiring speakers in person and online.
MAS Member Connect: Hear from finance industry experts, learn about new MAS products, and get to talk directly with some of our senior leaders and MAS Advisers.
EAP Services is an independent counselling service that provides wraparound mental health support for your emotional, social and practical needs.
The counselling is available 24/7 and they are happy to work with you remotely, so you can keep your distance if you want to.
This service is completely free to Members. All you need to do is mention you are with MAS, and EAP Services will invoice us directly. Your privacy is guaranteed – we do not receive any information about which Members have used the service.
That’s why we’ve partnered with Synergy Health to launch the Āki Wellbeing Hub, which is free for Members and their families. This online resource centre provides tools and simple, pragmatic advice about how to improve your physical health, along with your nutritional, mental and financial wellbeing.
Member benefits
Nothing beats feeling like a Member
MAS hosts a range of exclusive Member events across the country.
MAS Movie Night: A fun night for Members and their families to head to a private movie premiere across cinemas nationwide.
MAS Talks and MAS Presents: An opportunity for Members to hear from influential, interesting and inspiring speakers in person and online.
MAS Member Connect: Hear from finance industry experts, learn about new MAS products, and get to talk directly with some of our senior leaders and MAS Advisers.
EAP Services is an independent counselling service that provides wraparound mental health support for your emotional, social and practical needs.
The counselling is available 24/7 and they are happy to work with you remotely, so you can keep your distance if you want to.
This service is completely free to Members. All you need to do is mention you are with MAS, and EAP Services will invoice us directly. Your privacy is guaranteed – we do not receive any information about which Members have used the service.
That’s why we’ve partnered with Synergy Health to launch the Āki Wellbeing Hub, which is free for Members and their families. This online resource centre provides tools and simple, pragmatic advice about how to improve your physical health, along with your nutritional, mental and financial wellbeing.

MAS Foundation
In 2019 we established MAS Foundation to make an even more meaningful difference to a healthier Aotearoa New Zealand. This was wholeheartedly endorsed by MAS Members who voted in favour of establishing the Foundation.
Find out more about the journey of MAS Foundation, from its inception and the difference it is making to our communities.

Partnerships with purpose
We support organisations that share our commitment to enhancing the financial wellbeing of New Zealand professionals. Through these partnerships, we work together to provide valuable resources, support and opportunities that benefit our Members and the wider community.
Hato Hone St John
MAS and Hato Hone St John are united by a shared purpose, helping New Zealanders stay protected, informed and empowered, whether in moments of medical emergency or in making long-term financial decisions.
Our partnership supports their 3 Steps for Life and Shocktober programmes – teaching New Zealanders life-saving skills and strengthening our community. This partnership brings together 2 purpose-driven organisations with deep roots in the community and a shared commitment to service.

onMAS
The magazine for MAS Members featuring a range of general interest articles, the latest MAS news, plus amazing Member stories. onMAS is available in print and digital formats.

Overthinking ends here.
When you're with MAS, your future is in good hands. Our latest campaign highlights that we all have those nagging thoughts that keep us awake – overthinking the little things and the big ones. When you're with MAS, you can rest easy knowing that things are taken care of and that if the worst happens, we'll be there to support you through it.
Medical Funds Management Limited is the issuer and manager of the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme, and MAS Investment Funds. The Product Disclosure Statements are available at MAS KiwiSaver Scheme PDS, MAS Retirement Savings Scheme PDS, and MAS Investment Funds PDS.