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Insurance fraud costs every policyholder. Most insurance fraud occurs at claim time, through claims for:
events/losses that didn't happen
staged losses – for example, arson and vehicle theft
exaggerated claims
In addition, a large number of fraudulent claims occur for non-disclosure of information that insurers require, in order to match the correct premium to the risk.
If you suspect that insurance fraud has occurred you can report this to us by emailing fraud@mas.co.nz
You can also report insurance fraud through the Insurance Fraud Bureau (an initiative of the Insurance Council of New Zealand).