Any personal information collected during this Promotion will be collected, used, held and disclosed by Medical Assurance Society New Zealand Limited (MAS) in accordance with the MAS Privacy Statement.

Scratch to Win Promotion

By entering the MAS Scratch to Win (the Promotion) you agree to the following terms and conditions:

1. The promoter of the Promotion is Medical Assurance Society New Zealand Limited, Level 3, PwCCentre, 10 Waterloo Quay, PO Box 957, Wellington 6140 (MAS).

2. The Promotion will run at the MAS activation area at Westfield Newmarket in Auckland from Friday 30 October 2026 to Sunday 1 November 2026, or until the Promotion closes.

3. The Promotion is operated on a third-party platform, Woobox LLC (Woobox) and by entering the Promotion, you agree to the Woobox Terms of Service and the Woobox Privacy Policy.

4. The Promotion is open to persons who have entered the required details via the Scratch to Win form at https://woobox.com/7diig9

5. Limit one Scratch to Win play and one entry into the Promotion Second Chance Prize Draw per person (subject to the Second Chance Prize Draw Terms and Conditions).

6. Instant win prizes are allocated by the random algorithm on the Woobox platform.

7. A participant who wins an instant prize will be notified immediately on screen and must present the winning screen to a MAS representative to claim their prize.

8. Instant prizes are available only while stocks last and are limited to the quantities allocated for each day of the Promotion.

9. Any instant prize not claimed during the Promotion period specified in 2 above, will be forfeited unless otherwise agreed by MAS.

10. Instant prizes are not transferable, exchangeable, or redeemable for cash.

11. MAS reserves the right to verify the validity of entries and to disqualify any entrant who tampers with the entry process or who submits an entry that is incomplete, fraudulent, or otherwise does not comply with these terms and conditions.

12. MAS reserves the right to substitute any instant prize with a prize of equal or greater value if the instant prize specified on the winning screen becomes unavailable.

13. Winning an instant prize does not exclude a participant from being entered into the Promotion Second Chance Prize Draw.

14. If an instant prize is won by a participant under 18 years of age, MAS may require the prize to be claimed by a parent or legal guardian on the winner's behalf.

Promotional Second Chance Prize Draw

The following terms and conditions apply to the Promotion Second Chance Prize Draw (Prize Draw):

1. The promoter of the Prize Draw is Medical Assurance Society New Zealand Limited, Level 3, PwC Centre, 10 Waterloo Quay, PO Box 957, Wellington 6140.

2. The Prize Draw is open to persons who have entered the required details via the Scratch to Win.

3. The Prize Draw will be drawn by a MAS representative on Monday 2 November 2026. The winner of the Prize Draw will be randomly selected and will meet the criteria set out in these terms.

4. The Prize Draw winners will each receive one of five double passes to the Art in the Park Opening Night event on Thursday 12 November at Eden Park, 6 – 9:30 pm and will be notified by email as provided in the Scratch to Win.

5. Only one entry per person will be accepted.

6. If the winner does not claim the Prize in 5 working days, the Prize will be redrawn in accordance with these terms.

7. The Prize is not transferable, MAS reserves the right to change the prize drawn, cancel the Prize Draw or exchange the Prize for a similar prize of equivalent value without notice at any time. The Prize cannot be exchanged for cash or other goods. MAS's decision is final, and no correspondence will be entered into.

8. Employees of MAS and its related companies (and their immediate families) are not eligible to enter this Prize Draw.

9. By entering the Prize Draw you agree that MAS may use your name and photograph for publicity purposes.

10. If a winner does not comply with these terms, MAS reserves the right to withdraw the Prize from that winner.

11. MAS does not accept responsibility or liability whatsoever to the winner beyond these terms and conditions.

12. MAS reserves the right to vary any of these terms and conditions at any time without providing notice.

13. Technical issues, system outages, network interruptions, or other circumstances beyond MAS's reasonable control may affect participation in the Promotion. MAS accepts no responsibility for entries that are not received due to such circumstances.