A nice house - MAS House Insurance - Homepage

Insurance

Protecting our Members for over 100 years.

MAS has a comprehensive suite of insurance products to help provide you peace of mind. We can protect your smallest to biggest assets across contents (including art), vehicles, house and life. If you get insurance with us, you become one of our Members and owners. We've been voted Consumer People's Choice 9 years in a row for house, contents and car insurance. 

House Contents
Motor Vehicle Life, Income & Disability
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Investments

Grow your wealth and achieve your goals.

MAS has a diverse range of 7 actively managed investment funds to suit your risk appetite and life stage. With $2.5b funds under management, we're trusted by our members to look after their money. We offer competitive returns and transparent fees, as well as a range of tools and nationwide network of MAS Advisers to help you make the most of your money.

KiwiSaver Retirement Savings Scheme
Investment Funds Manage your Investments
Two toddlers on a beach playing in sand - MAS Life Insurance - Homepage

Life and Income Insurance

Protect the lifestyle and future of your loved ones.

MAS offers life and income insurance solutions that can help remove the worry about your family’s financial future if something happens to you. We pay 98% of life and income claims* as well as provide commission-free advice at a time that’s convenient for you. 

Life Insurance Recovery Insurance
Income Security Insurance Permanent Disablement Insurance
Some business people having coffee in office - Business Insurance - Homepage

Business Insurance

Protecting your business is our business.

MAS provides tailored cover with dedicated advisers to help protect your business assets, liabilities, and more. We're trusted by over 5,000 Kiwi businesses to shield them from risk. We also offer advisory services for specialist health sector businesses including support on purchase, succession planning, employment advice and more.

Business Insurance Business Advisory Services
Business Life Insurance

Award winning insurance and investments

Consumer People's Choice award logo
Cantsar Home and Contents
Cantsar Car Insurance
MoneyHub KiwiSaver Award badge 2
  
What else do we do?

MAS Foundation

Being a Member means your contributions make a real difference to support the health and wellbeing of our communities through MAS Foundation, a philanthropic organisation that funds community-led projects to improve health and wellbeing equity in Aotearoa New Zealand.

Learn more

MAS for Students

If you want to receive relevant and fun student content like life hacks, budgeting tips, wellbeing advice, and go in the draw to win some great monthly prizes, sign up to our Join the Conversation email newsletter today. You can easily register online or free text JOIN to 3118

Learn more

OnMAS

The magazine for MAS Members featuring a range of general interest articles, the latest MAS news, plus amazing Member stories. onMAS is available in print and digital formats. Visit the website to read the stories online and view extra video content.

View OnMAS

HealthyPractice

If you own or manage a health practice in New Zealand then HealthyPractice has been developed especially for you. HealthyPractice provides you with professional advice, support and resources to help you with a range of employment, practice management and ownership issues.

Learn more

Cash Fund with 3.66% yield**

The MAS Investment Funds Cash Fund is a flexible savings option that can invest in cash and cash equivalents, such as term deposits and short-term fixed interest assets. It's suitable for those looking for a higher return than average on-call savings accounts, while maintaining easy access to your money.

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Making every heartbeat count

We're proud to partner with Hato Hone St John on their delivery of 3 Steps for Life. It's a free CPR and AED programme which gives Kiwis the skills and confidence to act fast in an emergency. This partnership is united by a shared purpose, helping Kiwis stay protected, informed and empowered.

Learn more

What our Members say

As a mutual our Members are a top priority.

  • “Prices are very competitive with others and their policies are more comprehensive in their coverage - on top of that they put money back into the community.”

    MAS Member

  • “MAS has given me a lot of advice over the years - great advice. They also work hard to provide wellbeing for their Members.”

    Tiff Logan, Dentist

  • “I love that MAS is member owned, there are great benefits to being a member other than just the insurance.”

    - MAS Member

  • “I think MAS have a refreshing approach to insurance as a service as opposed to a privilege - the company is genuinely interested in assisting with claims.”

    MAS Member

  • “MAS offer the whole package. It's why we have all of our insurance with them.”

    Katherine Reinhold, Lawyer

*In the 12 months to 31 March 2024 we paid 98% of all life and income claims received which includes claims that were approved, declined or withdrawn.

**Current expected yield after fees, before tax. The yield to maturity is not a guaranteed return and is subject to change and based on a portfolio of investments as of 9 October 2025. The yield to maturity of an investment is the annualised interest rate earned assuming everything stays the same, all expected interest payments are made and principal is repaid. See FAQs related to YTM.

Medical Funds Management Limited is the manager and issuer of the MAS KiwiSaver Scheme, MAS Retirement Savings Scheme, and MAS Investment Funds. The Product Disclosure Statements are available at MAS KiwiSaver Scheme PDS, MAS Retirement Savings Scheme PDS, and MAS Investment Funds PDS.