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We're here to help you get started.

We get it, things are expensive right now, especially when you’re starting your first job after graduation. From the cost of living (and yes, even butter) to setting up for your new role, every dollar counts.

That’s where we come in. Our MAS Advisers can help give you free, expert advice on our insurance and investment products tailored to your needs.

Plus, if you take out a product with us, you can go in the draw to win $5,000  — money that could help you relocate, gear up for your new role or kickstart your long-term goals. T&Cs apply.

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$150 off Income Security Insurance

Starting your career is exciting, but what happens if you can’t work due to illness or injury? MAS Income Security Insurance helps protect your income by paying you up to 75% of your usual earnings while you recover, so you’re not left without support if life throws a curveball.

For a limited time, get $150 off when you take out Income Security Insurance. Your cover starts before your first pay day. T&Cs apply.

Plus, you'll go in the draw to win $5,000.*

Income Security Insurance
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Your future's in good hands with us.

We have a range of insurance and investment products to suit your needs.

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Car Insurance

Protect your vehicle from accidents, theft and damage. Cover no matter your vehicle or wherever the road takes you.
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Contents Insurance

Protect your stuff from theft, loss or damage — especially in a flat. Simple, affordable and smart cover for those starting out in life.
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KiwiSaver

Whether you're saving for your first home or retirement, we can help you get there by investing your money actively and responsibly.
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Why choose MAS?

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We care for our communities

Some of your premium helps fund MAS Foundation, our philanthropic arm that aims to improve health equity across Aotearoa New Zealand.

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We support your wellbeing

MAS Members get access to free and confidential counselling plus our Āki Wellbeing Hub for mental, physical and financial health advice.

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100% owned by our Members

We're a New Zealand owned mutual that's here for our Members, not overseas shareholders. When you join us, you become one of our owners.

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What our Members say

As a mutual our Members are a top priority.

  • “Prices are very competitive with others and their policies are more comprehensive in their coverage - on top of that they put money back into the community.”

    MAS Member

  • “I love that MAS is member owned, there are great benefits to being a member other than just the insurance.”

    MAS Member

  • “I think MAS have a refreshing approach to insurance as a service as opposed to a privilege - the company is genuinely interested in assisting with claims.”

    MAS Member

  • “MAS offer the whole package. It's why we have all of our insurance with them.”

    Katherine Reinhold, Lawyer

*Terms and conditions apply.

MAS is a licensed financial advice provider and engages nominated representatives to provide advice on its behalf. MAS Advisers are employed by MAS and are nominated representatives for the purposes of providing financial advice. MAS only provides advice on products offered by its subsidiary companies. Our financial advice disclosure statement is available on our website.

Medical Funds Management Limited is the issuer and manager of the MAS KiwiSaver Scheme and the Product Disclosure Statement is available at MAS KiwiSaver Scheme PDS.