House Insurance

House Insurance

Protect your most valuable asset with our House Insurance. Whether it’s your own house, holiday home, rental or lifestyle property we have cover options we can tailor to you.

  • Up to $10,000 in protection costs
  • Choose your preferred repairer
  • Quick and easy to get a quote

Area Replacement

If your house is damaged in a natural disaster we’ll pay the reasonable costs for a full repair. And if your property is a total loss, we’ll pay the reasonable costs to rebuild your house in its entirety. Have a look at our Area Replacement Fact Sheet.

Agreed Value

Much like our Area Replacement cover, your house will be covered in the event of a natural disaster. The only difference? Our liability will be limited to no more than the sum insured recorded in the policy schedule.

Indemnity Value

Need help getting things back to the way they were? Our Indemnity Value policy will help repair your damaged home. Just remember, this cover is only for repairing your home to the condition it was in immediately before the loss.

 

Contents Insurance

Contents Insurance

Get Contents Insurance that covers you while you travel, lets you choose new-for-old cover and helps if you or a loved one are the victim of cyber-bullying.

  • Emergency recovery
  • New for old cover
  • Credit card fraud protection

Replacement Value     

Feel at ease with our new-for-old cover. We’ll cover the cost associated with the repair or replacement of your things if they’re damaged, lost or stolen. We’ll replace these with the nearest equivalent, in the same condition of the items when they were new.

Indemnity Value

This cover is based on the current value of the insured contents. We will cover the reasonable cost to replace an item with an item of comparable age, condition, quality and capability.

 


Why insure with MAS?

1

Consumer People’s Choice

With market-leading products, commission-free advice and a reputation for paying claims, our Members have voted us People’s Choice insurer three years running.

2

Responsible Investments

We’ve established a responsible investment mandate across $1.5 billion of funds, with our investments excluding companies from the tobacco, weapons and fossil fuels industries.

3

Cyber-bullying Protection Benefit

Our insurance policies are designed to provide value to New Zealand professionals and their families, like our market-leading benefit that helps victims of cyber-bullying.