Make a difference with your money

climatejusticeprotest

We help you make a difference by investing in companies with green revenues while helping you address health inequity in Aotearoa via the MAS Foundation. All eligible MAS scheme funds* are certified by the Responsible Investment Association of Australasia and recognised as ‘mindful’ by Mindful Money. MAS is also a signatory to the United Nations Principles of Responsible Investment.


Investing your money in climate change mitigation

We help you grow your money responsibly by investing in companies with green revenues and restricting investment in fossil fuels.

Equities in the MAS KiwiSaver Scheme have*:

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  • 5x more investment in alternative energy technologies1
  • >50% more investment in companies with green revenues2
  • No investment in companies with principal business activities involved in fossil fuels3
  • >60% less carbon emissions4
  • Lower portfolio implied temperature rise5

*Please note these are portfolio characteristics of the MAS KiwiSaver Scheme at a given point in time. They are not explicit targets. 


Improving health and wellbeing equity

As a MAS Member, you also make a real difference though the MAS Foundation, which in the year to 31 March 2023, distributed $726,000 to improve health and wellbeing equity throughout New Zealand. 

Young kiwi family embracing in nature

MAS Foundation grants have been used to support a range of community-led initiatives including assisting vulnerable women in unexpected or crisis pregnancies, helping people at risk of recurrent cardiac attacks to become smokefree, and funding groups addressing gang violence and drug addiction in their communities.  



*The Responsible Investment Association of Australasia does not currently assess cash funds as part of their Certification Programme. MAS Investment Funds is currently undergoing RIAA certification and upon receipt of this will be submitted for ‘Mindful Fund’ recognition, a designation offered by Mindful Money.

1Compares the revenue exposure of alternative energy technologies of equities in the MAS KiwiSaver Scheme to the MSCI All Country World index as of 28 February 2024. MSCI defines alternative energy technologies as products and services that support the transmission, distribution, and generation of renewable energy and alternative fuels to reduce carbon and pollutant emissions in supporting affordable and clean energy to combat climate change. Please note that these are portfolio characteristics of the MAS KiwiSaver Scheme at a given point in time. They are not explicit targets.

2Compares the green revenue exposure of equities in the MAS KiwiSaver Scheme to the MSCI All Country World index as of 28 February 2024. MSCI defines green revenues as the weighted average of revenue exposure to alternative energy, energy efficiency, green building, pollution prevention, sustainable water, and sustainable agriculture.

3We do not invest in any company that derives 10% or more of its revenue from: the exploration, extraction, refining, or processing of oil, gas, or coal; the supply of equipment and services to oil and gas exploration; or oil, gas, or coal-based power generation. 

4Compares the weighted average carbon intensity (scopes 1 & 2) of equities in the MAS KiwiSaver Scheme to the MSCI All Country World index as of 28 February 2024.

5According to MSCI data, as of 28 February 2024, the implied temperature rise of equities within the MAS KiwiSaver Scheme was 2.1°C as compared to an implied temperature rise of 2.5°C for the MSCI All Country World index.


Medical Funds Management Limited is the issuer of MAS Investment Funds, the MAS KiwiSaver Scheme, and the MAS Retirement Savings Scheme (the Schemes). A copy of the Product Disclosure Statement (PDS) for each Scheme is available at the links below:

MAS KiwiSaver Scheme

MAS Retirement Savings Scheme

MAS Investment Funds