With the Medical Assurance Society KiwiSaver Plan, there are seven funds to choose from. To find out more or to talk to an adviser, call us on 0800 800 627.

Our risk profiler can help you work out the appropriate investment option for you and your situation.

Fund

Minimum suggested timeframe

Risk category

Investment objectives and strategy

Cash Fund 1 year + 1 Suitable for investors who require an investment with very low volatility. 

Invests in a range of cash and cash equivalent investments.

Aims to achieve stable returns over the short term. 
Conservative Fund 3 years + 3 Suitable for investors with a strong emphasis on the security of their savings and who wish to have a high degree of stability in their return.

Invests around 80% in income assets and around 20% in growth assets. 

Aims to preserve capital while providing a steady return over the short to medium term. 
Moderate Fund 4 years + 3 Suitable for investors who are prepared to accept some investment risk to potentially achieve a moderate return.

Invests around 65% in income assets and around 35% in growth assets.

Aims to provide moderate returns over the short to medium term. 
Balanced Fund 5 years + 4 Suitable for investors looking for medium term growth and willing to accept medium volatility.

Invests around 55% in growth assets and around 45% in income assets.

Aims to provide a medium level of return over the medium to long term. 
Growth Fund 7 years + 4 Suitable for investors who are prepared to accept a high level of investment risk to potentially achieve a high return.

Invests around 75% in growth assets and 25% in income assets.

Aims to provide strong returns over the long term. 
Aggressive Fund 10 years + 5 Suitable for investors who are prepared to accept a high level of investment risk to potentially achieve a higher return.

Invests around 85% in growth assets and 15% in income assets.

Aims to provide higher returns over the long term.
Global Equities Fund 10 years + 5 Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.

Usually invests only in growth assets. 

Aims to provide higher returns over the long term.
KiwiSaver Long Term Risk and Return

MAS KiwiSaver Plan Long Term Risk and Return Overview

The Trustees of the Medical Assurance Society KiwiSaver/Retirement Savings Plans (the Plans) are the issuer and manager of the Plans. Copies of the Product Disclosure Statements (PDS) are available here and here. If you would like to receive a hard copy of the PDS, or for personal, tailored advice, you can talk to a MAS adviser by phoning 0800 800 627 or emailing info@mas.co.nz