Choose the right fund for your future
At MAS we know everyone has different circumstances. That’s why the MAS Retirement Savings Scheme has a wide range of investment options to choose from – so you can find a fund to meet your needs.
Our Fund Finder can help you work out the appropriate MAS Retirement Savings Scheme fund for you and your situation.
To find out more or to talk to a MAS adviser, call us on 0800 800 627.
Global Equities Fund
Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.
This Fund aims to provide higher returns over the long term. It usually only invests in growth assets.
Minimum suggested investment timeframe: 12 Years | Risk indicator: 5
Aggressive Fund
Suitable for investors who are prepared to accept a higher level of investment risk to potentially achieve a higher return.
This Fund aims to provide higher returns over the long term. It invests around 90% in growth assets and around 10% in income assets.
Minimum suggested investment timeframe: 11 Years | Risk indicator: 5
Growth Fund
Suitable for investors who are prepared to accept a high level of investment risk to potentially achieve a high return.
Aims to provide strong returns over the long term. This Fund invests around 80% in growth assets and around 20% in income assets.
Minimum suggested investment timeframe: 10 Years | Risk indicator: 5
Balanced Fund
Suitable for investors who are prepared to accept a medium level of investment risk to potentially achieve a medium return.
Aims to provide a medium level of return over the medium to long term by investing in a mix of around 60% in growth assets and 40% in income assets.
Minimum suggested investment timeframe: 7 Years | Risk indicator: 4
Moderate Fund
Suitable for investors who are prepared to accept some investment risk to potentially achieve a moderate return.
Aims to provide moderate returns over the short to medium term by investing around 60% in income assets and around 40% in growth assets.
Minimum suggested investment timeframe: 5 Years | Risk indicator: 4
Conservative Fund
Suitable for investors who want to take a more cautious approach and accept a smaller amount of investment risk to potentially achieve a more stable return.
Aims to preserve capital while providing a steady return over the short to medium term by investing around 80% in income assets and around 20% in growth assets.
Minimum suggested investment timeframe: 3 Years | Risk indicator: 4
Cash Fund
Suitable for investors who require an investment with very low volatility.
Aims to achieve stable returns over the short term by investing in a range of cash and cash equivalent investments.
Minimum suggested investment timeframe: No minimum | Risk indicator: 1
Need more information?
You can access the latest Investment Information which provide a detailed overview of performance, fees, asset mix and key holdings for each fund.
To change your Fund visit our MAS Retirement Savings Scheme Forms.
Retirement Savings Scheme Fund Performance (as at 12 April 2024)
Unit prices and returns are after fees and before tax. Financial Year to date is from 1 April 2024.
|
FUND |
UNIT PRICE |
MONTH to Date |
1 MONTH* |
3 MONTHS* |
FY to date |
1 YEAR* |
3 YEARS P.A.* |
5 YEARS P.A.* |
10 YEARS P.A.* |
|
Global Equities |
2.7958 |
-2.04% |
3.22% |
8.05% |
-2.04% |
16.05% |
5.35% |
9.52% |
9.65% |
|
Aggressive |
2.5631 |
-1.91% |
3.02% |
7.30% |
-1.91% |
14.87% |
4.65% |
8.43% |
8.78% |
|
Growth |
2.4009 |
-1.78% |
2.81% |
6.56% |
-1.78% |
13.75% |
4.01% |
7.60% |
8.18% |
|
Balanced |
2.0400 |
-1.54% |
2.40% |
5.06% |
-1.54% |
11.60% |
2.81% |
5.88% |
6.64% |
|
Moderate |
1.7821 |
-1.29% |
1.99% |
3.56% |
-1.29% |
9.51% |
1.59% |
4.18% |
5.39% |
|
Conservative |
1.5308 |
-1.00% |
1.55% |
2.12% |
-1.00% |
7.43% |
0.45% |
2.58% |
3.95% |
|
Cash |
1.3346 |
0.19% |
0.49% |
1.45% |
0.19% |
5.40% |
2.94% |
2.31% |
2.55% |
*To 31 March 2024
Click here to download a copy of the Fund Performance as at 12 April 2024
Explore our funds further
You can find out more about how the Retirement Savings Scheme works here or refer to our MAS Retirement Savings Scheme documents.
Useful links
Medical Funds Management Limited, JBWere (NZ) Pty Ltd and Bancorp Treasury Services Limited, their parent companies and associated entities do not guarantee the return of capital or the performance of investment funds. Returns indicated may bear no relation to future performance. The value of investments will fluctuate as the values of underlying assets rise or fall.
Medical Funds Management Limited is the manager and issuer of investments in the MAS Retirement Savings Scheme (the ‘Scheme’). A copy of the Product Disclosure Statement (PDS) for the Scheme is available here. If you would like to talk to a MAS adviser, phone 0800 800 627 or email info@mas.co.nz