We're the insurance company for New Zealand's professionals

MAS was founded in 1921 by a group of doctors looking to provide the medical profession with better insurance.

Today, we’re here for Kiwis who expect their insurance and investment company to be committed to a healthier and more sustainable New Zealand, just as much as they are to providing great products and outstanding personal service.

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The feeling is mutual

MAS is a member-based insurance and investment company for New Zealand professionals.

That makes us a little different to other insurance companies:

  • We’re owned by our Members so we don’t need to generate big profits for overseas shareholders.
  • Our advice to you is free. All MAS advisers are employed by us, and we do not pay commissions.
  • We’ve been around for 100 years, and have built up long-lasting relationships with our Members – in some cases extending across several generations of the same family.

We offer a wide range of general insurance coverage:

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Motor Vehicle Insurance

MAS Motor Vehicle Insurance will help you get moving again in the event your car, motorbike, or other motor vehicle is damaged, has a smashed windscreen, or even if you lose your keys. Our range of cover options put you in the driver's seat.

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Boat Insurance

Stay afloat with MAS’s Boat Insurance. From your yacht to kayak, motorboat to jet ski, and everything in between, we have an insurance option to fit your needs. Speak to us today about our Boat Insurance options.

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House Insurance

MAS House Insurance helps to protect one of your most valuable assets. From a quick fix to a full rebuild of your home, holiday home, rental or lifestyle property, it can help avoid unwanted surprises down the track. Better yet, you’re free to use one of our repairers, or another of your choice. We have cover options we can tailor to you.

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Contents Insurance

With MAS Contents Insurance your possessions are covered for a range of events including theft, burglary, and sudden, accidental and malicious damage. We also apply automatic additional benefits like replacing old items for new ones, providing up to $2,000 for credit-card fraud, and up to $5,000 for expenses caused by cyber-bullying. Get covered today.

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Business Insurance

Take the risk out of managing your business. Whether you’re starting a new venture or growing your existing business, ensure you’ve got the cover you need for a thriving business


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We invest our Members’ funds responsibly

We’re more than just an insurance provider. We offer KiwiSaver as well to help you save for that first home or set yourself up for the retirement you want.

We manage more than $2bn in funds, invested responsibly. We don’t invest in tobacco, armaments, or fossil fuels, and we only invest in companies if we’re satisfied they meet certain environmental, social and governance standards.

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Good for your future, and for New Zealand’s.

When you join MAS, you join a group of professionals who want to make a positive impact on the health and wellbeing of future New Zealanders. That’s why we started MAS Foundation, our philanthropic organisation set up to make a difference to the health of people in New Zealand, particularly those in traditionally underserved communities.

You’re also joining a company that’s dedicated to the protection of our Members and delivering great service, especially at claim time. That’s why we’ve been voted Consumer NZ People's Choice across three categories - housecontents and car insurance - for seven years running.

Whatever the future holds, you can trust it's in good hands:

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Life Insurance

MAS Life Insurance gives you peace of mind, knowing that things are taken care of, with a range of benefits including a Terminal Illness benefit, Advanced Assistance (funeral) benefit and the ability to add more cover, without having to provide any additional medical information.

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Income Security Insurance

Get the financial support you need if you're off work for an extended period. MAS Income Security Insurance pays you a weekly benefit of up to 75% of your pre-disability income if you are unable to work due to sickness or injury. We can also make additional payments to help meet your rehabilition costs and gradually get you back to work.

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Recovery Insurance

If you're seriously injured or fall gravely ill MAS Recovery Insurance provides you with a cash lump sum, so you can focus on your recovery, and not worry about your finances.

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Total & Permanent Disablement Insurance (TPD)

If you suffer an injury or illness that leaves you permanently unable to work, MAS Total and Permanent Disablement (TPD) Insurance provides a cash lump sum to repay personal and business debt, medical expenses, or to cover the 25% of your income that might not be covered by ACC.


To discuss your insurance or investment needs with a MAS adviser, call our team on 0800 800 627 to arrange a meeting at a time and place that suits you.  

Our advice is free of charge and our advisers are not paid commissions. 

Or you can request a quote online: 

Motor Vehicle Insurance

Boat Insurance

House Insurance

Contents Insurance

Business Insurance

Life, Income & Disability Insurance

Join MAS KiwiSaver 


This webpage is only a summary of MAS products and is subject to our specific product documentation. Please visit our website for more information and to download our policy wordings.